Get your finances in order
Part 7: Employment History
The final part in our series is to look at your employment history. Lenders will look for you to be able to prove you have a regular income and that you are stable in your current work.
Below are a selection of articles regarding your employment and mortgages:
Are you thinking of changing jobs?
https://www.money.co.uk/mortgages/will-changing-jobs-stop-you-getting-a-mortgage.htm
Are you self employed or a contractor?
https://www.theguardian.com/money/2018/feb/17/self-employed-mortgages-home-loans
Take a look at Nationwide’s lending criteria regarding employment and different types of income sources
https://www.nationwide-intermediary.co.uk/lending-criteria/employment
We recommend speaking with a financial advisor about your personal circumstances if you are unsure about your current employment. They may be able to identify specialist lenders who can help you.
What are my next steps?
Talk with an FCA approved mortgage broker from our network. They offer personal, one on one advice no matter what your stage.
We also cover tips for saving your deposit and identifying alternative ways to buy a property such as with another person or using one of the governments help to buy schemes later in this series.
The legal part. Move Engine is a business set up to help buyers through online help such as the article above. Whilst every effort is made to ensure the accuracy of our tools and articles you should always seek your own personal advice for your specific circumstances from an FCA approved advisor or lender. Move Engine can not accept responsibility for your actions as a result of the generic information supplied on our site and tools. If you notice a problem with any of the tools or information provided then please report it to hello @ move-engine.com.