Discover how you can buy your first house
Take our pathfinder to get an understanding of your path to owning your first home. From working out how much you can borrow and move costs to ways to get extra help to buy.
What are the 4 most important steps when getting started?
First you need to make sure you have worked out your finances. You need a rough idea of what you can borrow and what you need to save for a deposit and move costs. It’s also good to create a budget for once you own your new home.
Next, get an idea of the type of property you want to buy and what areas you can afford. Use websites like Zoopla and Rightmove to research your local area.
Then decide how will you get a mortgage. Will you be applying on your own, via an internet broker, your bank or will you speak to a mortgage adviser. Chatting to a professional can really help if you are unsure about anything or don’t have time to research everything yourself. Read our article Should I use a mortgage adviser? to learn more or search for a mortgage adviser today.
Once you have decided on your mortgage route and checked it’s possible for you it’s time to get out there and see properties. Register with local estate agents and start going to see properties you think you might like. It is also worth learning about the sale process so you know what to expect next.
No need to worry. Our advisers are here to make it easier.
Take the first step towards owning your first home
One of the most common questions when starting our as a first-time buyer is where do I start? Luckily our pathfinder is here to get you started. It will help you get clear on some of the most important things such as:
- Understand how much you could potentially borrow
- Calculate your move costs
- Create a deposit plan
- Improve your finances to qualify for the best deals
- Find a mortgage advisor who can help with your personal situation
- Learn about help to buy schemes and other ways to maximise your deposit
Why should I take the Pathfinder?
As you step through the Pathfinder it will teach you about the following:
Buying your first-house is simpler with an adviser by your side
Are you ready to go to the next stage?
Not sure who can help you?
Search For Your Perfect Mortgage Adviser
Talk to a friendly mortgage adviser to save time and hassle and get clear and the best next steps for you. They can help you work out your finances. When you are ready they will find you the best deal for you and make your mortgage application easy.
And better still, our advisers can help you with chasing estate agents and your conveyancing solicitor. Answering all your questions every step of the way.
- Get a proper check on what you can afford
- Find out what deals you qualify for
- Save time with the application
- Get help dealing with estate agents and conveyancers
- Have a dedicated adviser to answer your questions at every stage
Avoid the most common first-time buyer mistakes
Learn about the top first-time buyer mistakes and the best ways to avoid them with our FREE ebook
If you are thinking of buying a house in the next 12 months then you need to make sure you get this. It's packed with examples of the most common mistakes.
- Covers every stage from planning your finances to the sales process
- Easy to read
- Packed with tips to help you avoid the most common mistakes
- Receive on going tips to your inbox