Discover how you can buy your first house
Take our pathfinder to get an understanding of your path to owning your first home. From working out how much you can borrow and move costs to ways to get extra help to buy.
What are the 4 most important steps when getting started?
First you need to make sure you have worked out your finances. You need a rough idea of what you can borrow and what you need to save for a deposit and move costs. It’s also good to create a budget for once you own your new home. Also, try looking into what other help is available for you to buy sooner.
Next, get an idea of the type of property you want to buy. Learn what areas you can afford. You can use websites like Zoopla and Rightmove to find properties in your local area.
Once you think it’s possible for you to buy in the future you need make sure you can get the mortgage you need. Start by deciding how you plan to get a mortgage.
Will you be applying on your own, via an internet broker, your bank or will you speak to a mortgage adviser.
Speaking with a professional mortgage adviser can really help you figure out where you stand and get access to lots of deals at once. Read our article Should I use a mortgage adviser? to learn more or discover how our new mortgage adviser service could help you.
Once you have decided on your mortgage route and checked it’s possible for you it’s time to get out there and see properties. Register with local estate agents and start going to see properties you think you might like. It is also worth learning about the sale process so you know what to expect next and what mistakes to avoid.
No need to worry. Our recommended mortgage advisers are here to make it easier.
Take the first step towards owning your first home
One of the most common questions when starting our as a first-time buyer is where do I start? Luckily our pathfinder is here to get you started. It will help you get clear on some of the most important things such as:
- Understand how much you could potentially borrow
- Calculate your move costs
- Create a deposit plan
- Improve your finances to qualify for the best deals
- Find a mortgage advisor who can help with your personal situation
- Learn about help to buy schemes and other ways to maximise your deposit
Why should I take the Pathfinder?
As you step through the Pathfinder it will teach you about the following:
Buying your first-house could be closer than you think
Could a new type of mortgage adviser make buying your first house easier? Discover how they could help you
Avoid the most common first-time buyer mistakes
Learn about the top first-time buyer mistakes and the best ways to avoid them with our FREE ebook
If you are thinking of buying a house in the next 12 months then you need to make sure you get this. It's packed with examples of the most common mistakes.
- Covers every stage from planning your finances to the sales process
- Easy to read
- Packed with tips to help you avoid the most common mistakes
- Receive on going tips to your inbox
Not sure who can help you?
Find Your Perfect Mortgage Adviser
Talking to a friendly mortgage adviser can save time and hassle and help you get clear on what the best next steps are for you. They can help you work out your finances and what you can borrow. Our advisers are happy to speak with you even you are just getting started.
When you are ready they will find you the best deal for you and make your mortgage application easy. And better still our advisers can also help you put together the right team to ensure your sale goes smoothly. Answering all your questions every step of the way.
- Get a proper check on what you can afford
- Find out what deals you qualify for
- Let them explain everything to you
- Save time with the application
- Get help dealing with estate agents and conveyancers
- Have a dedicated adviser to answer your questions at every stage