Clara Downton

Mortgage and Protection Adviser

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About Me

Hi, I’m Clara Downton and I own and operate Downton Mortgages and Financial Services in Bishops Stortford. I have lived in Bishops Stortford most of my life, and love the community here, but I don’t restrict my mortgage services to just my little town. Having lived and worked in London in the past, and friends spread throughout the UK and the world, I’m happy to work with you, wherever you may be based.

I have been in banking and finance for many years, but I am very pleased to now be growing my own business to benefit others, as for years I’ve always felt passionate about the individual, and helping people and now I can really do this the way I believe in, and make each customer journey a truly individual experience.

I am a CeMAP qualified adviser, and have undertaken the necessary training to ensure I can help my clients in Protection (to avoid leaving you short if life doesn’t go to plan), General Insurance (to ensure you protect the home and its contents) and Mortgages (to get that roof over your head, and review the cost of that regularly, and look for competitive options). This means you will be delivered the full all-round package to ensure that my clients have a complete service, and proceed confident in their decisions, and their future.

I use Industry-leading software to help me help you. It allows us to look at hundreds of loans from a comprehensive panel of lenders, enabling me to recommend the right ‘fit’ for your situation in terms of accessibility, rates, fees, and features.

I’m happy to have a chat with you at any stage of your home purchase journey, whether you’re buying tomorrow or in a year’s time. In fact, sometimes by planning well in advance the decisions you make get you to a better place. And the best thing? Appointments are free of charge!

Although I primarily work ‘regular office hours’, I’m happy to meet with clients after standard hours or on weekends to suit your time-frames. All you need to do is ask, and we will find a time that works for you.

Read more

Watch the videos below to get to know more about Clara and her mortgage advice service

Why I like to help

Helpful Stories

First-time buyers
Self-employed / Complex income
Remortgages / Homemovers

My Specialist Services

Below is a list of common services I provide. Of course there are many more.

  • People who dream of buying their own home, and want to understand options based on their circumstances.
  • Early stage first-time buyers and home movers who want to understand their path to purchase, and any next steps to consider
  • First-time buyers who have been saving for a while and want to discuss their options or have found a property to buy and need to progress


  • Home owning clients who are looking to understand their options to raise funds, move home or are coming to the end of their current mortgage deal and just want to Remortgage to a better interest rate than their current provider is offering, or to ensure they avoid slipping onto a standard variable rate
  • Home Owners wanted to understand their options for an opportunity to move to a new property


  • Help to Buy purchases
  • Right to Buy purchases
  • Family assist mortgages – looking at ways that close relatives might be able to assist younger purchasers onto the housing market
  • Self-employed, Limited company and contract workers
  • Older/Later Life Lending (many people are surprised the options for the older borrower now – don’t rule it out!)

What will my service cost?

You initial consultation is FREE and there is no obligation to use my services after that.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Company Information

Company: Downton Mortgages and Financial Services

Office Address: 46 South Rd, Bishop’s Stortford CM23 3JJ

  • Mon – Fri: 9:00am to 5:00pm
  • Sat: On request
  • Sun: On request
  • Bank Holidays: Closed

Other times may be available on request

Reviews and Recommendations

East Sussex | June 2018 – 5 out of 5

What were the circumstances that caused you to look for a Financial adviser?

My husband and I purchased our first home.

How did Clara help you?

Clara helped us to ensure we got the right mortgage that best suited our needs. She was also very informative and supportive throughout the whole process and was always on hand to answer any of our many questions.

What is your current situation? Have you seen the outcome you were hoping for?

Definitely. I feel that we got the right mortgage with the best rate.

What could they have done better?

No constructive suggestions to add as I thought Clara was thorough, efficient and very approachable.


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London | November 2018 – 5 out of 5

What were the circumstances that caused you to look for a Financial adviser?

Buying a new house.

How did Clara help you?

Time is essence in our situation. She summarises the huge amount of information into a concise and easy to understand information. Always eager to help and willing to explain the situation and scenario patiently.She always work for your best interest.

What is your current situation? Have you seen the outcome you were hoping for?

We had the best deals based on our circumstances and it was consistent with her recommendations.She still keep in touch and is helpful even though we have concluded our dealings.

What could they have done better?

Because she is local to Bishop’s Stortford , most of our dealings have been on the phone or messages. I would prefer more face-to-face meeting. That said, she was very responsive to my messages and that compensate for the lack of face-to-face meeting.


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Oxfordshire | June 2019 – 5 out of 5

What were the circumstances that caused you to look for a financial adviser?

I wanted to remortgage but get advice on support on how to do this. I have used them in the past and knew they were good.

How did Clara help you?

Responsive, good advice, knowledgable, owned the project and ensured it was followed through to successful completion

Have you seen the outcome you were hoping for?

Yes exactly as needed

What could they have done better?


Important terms

Clara Downton, trading as Downton Mortgages and Financial Services is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.


What are my next steps?

Step 1. Arrange a time to chat
Book in a FREE online appointment at a time that suits you.
Step 2. Choose to do an online fact find or leave it for your call
Save time on the call by providing some key facts about yourself before the call.
Step 3. Talk with Clara about your situation
During the online call Clara will ask you questions to really understand you and your goals. Clara will then talk  you through your mortgage options, any things you need to be aware of or and give you an  idea of what to do next.
Step 4. Find your ideal property and get help with your mortgage application
Once you are ready to buy you can choose to get Clara’s help and support to find and apply for the best mortgage for you. She will support you throughout the process and be on hand to answer any questions about your mortgage application.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Move Engine does not offer mortgage advice. It is an introducer who puts you in contact with mortgage brokers in exchange for a referral fee. We only partner with FCA approved brokers. Any advice you receive is between you and your broker.